Roseville, MN Car Accident Lawyer
If you’ve been hurt in a car crash, the team at Milavetz Law P.A. understands how overwhelming the aftermath can be. Between mounting medical bills, lost income, and the physical pain of recovery, it can feel like your life has been turned upside down overnight. Without legal guidance, you may be leaving money on the table. Insurance companies are not on your side. They have adjusters, algorithms, and attorneys working to minimize what they pay you — even when your injuries are serious. Delays in taking action can also weaken your claim or, worse, cause you to miss critical filing deadlines under Minnesota law.
What Can I Expect to Pay?
At Milavetz Law P.A., we handle car accident cases on a contingency fee basis. That means:
- You pay nothing upfront
- You pay no attorney fees unless we win your case
- Our fee comes as a percentage of your settlement or verdict
This model exists so that cost is never a barrier to getting the legal help you need. You can pursue your claim with confidence, knowing there’s no financial risk to you.
Who Pays for Your Medical Bills While Your Case Is Pending?
This is one of the most common concerns we hear from clients — and it’s a valid one. Here’s how medical costs are typically handled during an active claim in Minnesota:
- Personal Injury Protection (PIP): Minnesota is a no-fault state, which means your own auto insurance policy includes PIP coverage that pays for medical expenses and a portion of lost wages, regardless of who caused the accident. The minimum required PIP coverage is $40,000.
- Health insurance: Your regular health insurance can also cover treatment. In some cases, your health insurer may place a lien on your settlement to recover what they paid.
- Medical liens and letters of protection: Some healthcare providers will agree to treat you now and accept payment out of your future settlement, using a letter of protection arranged by your attorney.
You should never delay medical treatment because of cost concerns. Our team can help you navigate these options so you get the care you need without upfront out-of-pocket expenses.
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How Milavetz Law Protects Your Rights After a Crash?
When you hire Milavetz Law P.A., we take the burden off your shoulders so you can focus entirely on healing. We manage every detail of your claim from start to finish, ensuring you are protected from insurance company tactics.
Here is how we build a strong case and fight for your recovery:
Free, Honest Case Assessment: We sit down with you to review your accident details and give you a clear picture of your legal options with zero upfront cost or obligation.
Gathering Critical Evidence: We move quickly to secure police reports, medical records, witness statements, and traffic camera footage to prove the other driver’s negligence.
Managing Medical and Financial Records: We coordinate with your healthcare providers to document the full extent of your injuries and meticulously track all your economic losses, from hospital bills to lost wages.
Shielding You from Insurance Adjusters: We handle all communications and demand letters. You won’t have to worry about saying the wrong thing or being pressured into accepting a lowball settlement.
Fighting for Maximum Compensation: Whether through aggressive negotiation or taking your case to court, we tirelessly pursue the full compensation you need for your physical, financial, and emotional recovery.
Do You Have Grounds for a Car Accident Claim?
Not every car accident leads to a legal claim. To pursue compensation, our team at Milavetz Law P.A. needs to
establish several key elements:
Duty of care: Every driver on the road has a legal responsibility to operate their vehicle safely and follow
traffic laws. This duty extends to all other drivers, passengers, cyclists, and pedestrians.
Breach of duty: We must show that the other driver failed to meet that standard — for example, by
texting while driving, running a red light, or driving under the influence.
Causation: There must be a clear connection between the other driver’s actions and your injuries. In other
words, the accident they caused must be the direct reason you were harmed.
Damages: You must have suffered actual losses as a result of the accident. This includes medical
expenses, lost wages, pain, and other measurable impacts on your life.
If you’re unsure whether your situation qualifies, reach out to us. We’ll review the details at no cost to you and
let you know where you stand.
We’ve Secured Millions for Minnesota Car Accident Victims
$1.4
Million
recovered after a school bus accident
$1
MILLION
recovered in a multi-vehicle collision
$567
THOUSAND
recovered for the wrongful death of a minor in a traffic accident
Damages You Can Recover
Minnesota law allows car accident victims to seek several types of compensation, depending on the circumstances of the crash and the severity of injuries:
- Economic damages: These cover your tangible financial losses — medical bills, rehabilitation costs, lost wages, reduced earning capacity, and property damage to your vehicle.
- Non-economic damages: These address the less visible but equally real effects of a crash, including physical pain and suffering, emotional distress, loss of enjoyment of life, and the strain on personal relationships.
- Punitive damages: In rare cases involving extreme recklessness or intentional misconduct such as a drunk driver with prior DUI convictions a court may award punitive damages to punish the at-fault party and deter similar behavior.
Our Process for Handling Your Case
When you choose Milavetz Law P.A., here’s what you can expect from start to finish:
- Free initial consultation: We sit down with you, review the details of your accident, and give you an honest assessment of your claim — at no cost and with no obligation.
- Investigation and evidence gathering: Our team collects police reports, medical records, witness statements, and any available footage to build a clear picture of what happened.
- Medical documentation review: We work closely with your healthcare providers to fully document the extent of your injuries and projected future treatment needs.
- Calculating your full damages: We assess every category of loss — economic, non-economic, and where applicable, punitive — to determine the true value of your claim.
- Filing insurance claims and demand letters: We prepare and submit a comprehensive demand package to the at-fault party’s insurer, outlining your case and the compensation you’re owed.
- Negotiation: Our attorneys negotiate directly with the insurance company on your behalf. We don’t accept lowball offers and push for a settlement that reflects the full impact of your injuries.
- Litigation, if necessary: If the insurance company refuses to offer fair compensation, we’re fully prepared to take your case to court. We handle all filings, court appearances, and trial preparation.
- Resolution and payout: Once your case settles or a verdict is reached, we manage the disbursement of funds so you receive your compensation as quickly as possible.
Throughout the entire process, we keep you informed and involved. You’ll never be left wondering what’s happening with your case.
What if the Other Driver Has No Insurance?
Uninsured drivers are more common than many people realize. According to the Insurance Research Council, roughly 1 in 8 drivers nationally is uninsured — and Minnesota is no exception.
If the driver who hit you doesn’t carry insurance, you may still have options:
- Uninsured Motorist (UM) coverage on your own auto policy can step in to cover your injuries and losses when the at-fault driver has no insurance.
- Underinsured Motorist (UIM) coverage applies when the other driver’s policy limits aren’t enough to cover the full extent of your damages.
- Medical Expense Benefits (MedPay) under your own policy can help cover immediate medical costs regardless of who was at fault.
- Third-party liability — in some cases, another party (such as a vehicle owner or employer) may share responsibility.
📌 Act quickly. Identifying all available sources of compensation early on can make a significant difference in your recovery. Our team at Milavetz Law P.A. will review every avenue available to you.
Your Deadline for Filing a Claim
In Minnesota, the statute of limitations for most personal injury claims — including car accident cases — is six years from the date of the accident (Minn. Stat. § 541.05). For wrongful death claims, the deadline is three years from the date of death.
While six years may seem like plenty of time, there are important reasons not to wait:
- Evidence degrades or disappears over time
- Witnesses become harder to locate
- Medical records are easier to connect to your accident when gathered early
- Insurance companies may view delayed claims with more skepticism
Contact Milavetz Law P.A. as soon as possible to protect your claim and give our team the best chance of building a strong case.
FAQs
How long will my car accident case take to resolve?
There’s no single answer, because every case is different. A straightforward claim with clear liability and documented injuries might settle within a few months. More complex cases — especially those involving disputed fault, severe injuries, or uncooperative insurers — can take a year or longer. Our team works to resolve your case as efficiently as possible while making sure you receive full and fair compensation.
Can I still file a claim if I didn’t call the police after the accident?
Yes, you can still pursue a claim even without a police report. While an official report strengthens your case, it’s not a legal requirement for filing. Other evidence — such as medical records, photographs, witness accounts, and insurance communications — can still support your claim. That said, it’s always best to file a report as soon as possible, even after the fact.
What happens if the at-fault driver disputes what happened?
Disputed liability is more common than you might think. When the other driver denies fault or gives a different version of events, our team investigates independently. We review traffic camera footage, physical evidence, accident reconstruction data, and witness testimony to build a clear picture of what actually happened. Minnesota’s comparative negligence rules also mean that even partial fault on the other driver’s side may entitle you to compensation.
Will filing a car accident claim affect my own insurance rates?
In Minnesota, your rates should not increase if you were not at fault for the accident. Insurance companies are prohibited from raising premiums solely because you filed a claim as the victim of another driver’s negligence. However, if fault is shared, your insurer may reassess your risk profile. It’s worth reviewing your policy or speaking with your agent for specifics.
Do I need to see a specific doctor, or can I choose my own?
You have the right to see any doctor or medical provider you choose. Be cautious if an insurance company suggests that you visit one of their approved physicians, as those doctors may not have your best interests in mind. We recommend continuing with your own trusted providers and keeping thorough records of every visit, diagnosis, and treatment plan.
Discuss Your Legal Questions With A Member Of Our Team
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