Getting The Full Compensation You Deserve After A Car Accident
Car accidents create tremendous financial pressure for injured individuals and their families. Our car accident attorneys at Milavetz, Gallop & Milavetz, P.A., can help you recover medical costs, lost wages, damages for pain and suffering, and other expenses associated with the accident.
We understand that the last thing you need during this already difficult time is the added financial burden of unreimbursed costs. Our office regularly works with medical experts, economists and life-care planners to build strong claims. These experts use cost data from HMOs and insurance companies to thoroughly quantify the financial impact of a car accident — which in turn provides a stronger foundation for a more thorough recovery.
Beware Of Low-Ball Insurance Offers
After an accident, you may be confronted with settlement offers from the insurance company. These offers might sound tempting at first. Yet, in all likelihood, they only amount to pennies on the dollar of what you actually deserve.
The reason for this is, in part, due to the formulaic approach that insurance companies take toward minimizing their own costs. Many large insurance companies use a software program to determine settlement payouts. Typically, a claims adjuster enters in certain variables which then produce a payout amount according to the program’s preset algorithms. As a result, the software minimizes the role of human judgment and considers only economic losses — not other losses you may suffer.
Resources That May Help You Heal
When insurance companies calculate the settlement payment, they may fail to consider how many ways injuries from a car accident can impact your life. While compensation for the damage to your vehicle and time you may have spent in the hospital is often common, the algorithm used to calculate settlement payments often misses other expenses. For example, if you were injured in a vehicular accident, you may be entitled to compensation for:
- Emotional pain and suffering
- Childcare related to the time you were unable to care for your child(ren) because of injuries related to your accident
- Home care or repairs that you were unable to do because of your injuries related to your accident
- Lost wages
- The loss of physical intimacy with your partner due to injuries caused by our accident
- Loss of enjoyment from activities you can no longer do because of injuries sustained in your accident
If your loved one passed away due to their injuries because of a car accident, you may be able to receive restitution for wrongful death. While a monetary payment after such a loss may seem hollow, it can be an important way to make sure your family has the resources you need to recover. Especially if the person who passed away was a primary provider for your family, the compensation can help cover household expenses while you heal physically and emotionally from the trauma of loss.
If you have been injured in a car accident, missing work, paying bills, the cost to fix your car and other expenses should be the last thing on your mind. The attorneys at Milavetz, Gallop & Milavetz, P.A., understand how important it is for you to have the compensation you need to focus on what matters most at this time: your health and your family. We will work closely with you to understand the details of your situation, how it has affected your life and the resources you need to heal. Call us today for personalized representation that puts your needs first.
How Insurance Companies Avoid Payouts
In an attempt to protect its own profits, the insurance company may also try tactics to delay, reduce or avoid payouts. They may try to blame you for the accident, advise you not to hire legal counsel, offer a low settlement, or delay judgement on a case until the Statute of Limitations has run out. Our car accident lawyers often enlist trusted accident investigators who gather the right evidence to refute the insurer — for example, by measuring skid marks, analyzing the damage to the car, reconstructing events at the scene or interviewing eyewitnesses. We have the investigative resources and experience needed to establish the truth — and a balance of power — in the courtroom.
If an insurance provider asks you to sign forms, statements or other documentation, it may be in your best interest to politely decline until those documents have been reviewed by a lawyer. Another common tactic used by insurance companies is to write language into documents admitting fault or stating that you waive rights to reimbursement. Skilled legal counsel can spot this and help you navigate the claims process without giving away your power.
Our legal team can represent you as soon as the accident occurs. Even if you aren’t sure that you need a legal advocate, give us a call. We can help assess your situation so that you’re fully informed before speaking with the insurance company.
How We Will Safeguard Your Interests
At Milavetz, Gallop & Milavetz, P.A., our car accident attorneys are familiar with these software programs and their shortcomings. When you enlist our attorneys as your legal representatives, insurers will be required to direct all communications and settlement offers through our office until your case is resolved, providing a strong layer of protection. We will review all requests to ensure that you don’t sign away your rights or compromise your case.
Start Protecting Your Rights
The sooner you consult with us, the more options we have for helping you. Call 612-444-5604 or send us an email to request your free consultation. Based in the Minneapolis-Saint Paul area, we represent injury victims across Minnesota, and we can travel to you. We also have locations in Edina, Brooklyn Center and Coon Rapids.